@import url('https://fonts.googleapis.com/css2?family=Arimo:ital,wght@0,400..700;1,400..700&family=Google+Sans:ital,opsz,wght@0,17..18,400..700;1,17..18,400..700&display=swap');
body {
            font-family: 'Inter', sans-serif;
            background-color: #f8f9fa;
            color: #333333;
            margin: 0;
            overflow-x: hidden;
        }

        /* 1. Logo .PNG Splash Screen */
        #splash-screen {
            position: fixed;
            top: 0;
            left: 0;
            width: 100vw;
            height: 100vh;
            background-color: #ffffff;
            display: flex;
            flex-direction: column;
            align-items: center;
            justify-content: center;
            z-index: 9999;
            animation: fadeOut 0.8s ease 1.6s forwards;
            padding: 20px;
            box-sizing: border-box;
        }

        .splash-img {
            width: 100%;
            max-width: 160px;
            height: auto;
            object-fit: contain;
            animation: scaleUp 0.8s cubic-bezier(0.175, 0.885, 0.32, 1.275);
        }

        /* Main Content Animation Wrapper */
        .main-wrapper {
            opacity: 0;
            animation: fadeIn 0.8s ease 1.8s forwards;
        }

        /* 2. Professional Header & Navbar */
        .navbar {
            background-color: #ffffff;
            box-shadow: 0 2px 15px rgba(0,0,0,0.06);
            padding: 12px 0;
        }

        .navbar-brand-custom {
            font-size: 1rem;
            font-weight: 600;
            color: #050375;
            text-decoration: none;
            display: flex;
            align-items: center;
        }

        .brand-logo-img {
            height: 80px;
            width: auto;
        }

        /* Smooth Hover Dropdown with Transition */
        .navbar-nav .dropdown:hover .dropdown-menu {
            display: block;
            opacity: 1;
            visibility: visible;
            transform: translateY(0);
        }

        .navbar-nav .dropdown-menu {
            display: block;
            opacity: 0;
            visibility: hidden;
            transform: translateY(10px);
            transition: all 0.3s cubic-bezier(0.16, 1, 0.3, 1);
            border-radius: 10px;
            box-shadow: 0 10px 30px rgba(0,0,0,0.08);
            border: 1px solid rgba(0,0,0,0.04);
            margin-top: 0;
        }

        /* Yellow Bottom Border on Hover for Sub-page items */
        .dropdown-item {
            font-size: 0.92rem;
            color: #495057;
            font-weight: 500;
            padding: 8px 16px;
            border-bottom: 2px solid transparent;
            transition: all 0.2s ease;
        }

        .dropdown-item:hover {
            background-color: #f8f9fa;
            color: #198754;
            border-bottom-color: #ffc107;
            padding-left: 20px;
        }

        /* Alive Navbar Dropdown CTA Styles */
        .navbar-cta-dropdown .btn-alive-cta {
            background: linear-gradient(135deg, #ffc107, #ff9800);
            color: #1a252c;
            font-weight: 700;
            padding: 10px 22px;
            border-radius: 50rem;
            border: none;
            box-shadow: 0 4px 15px rgba(255, 193, 7, 0.3);
            transition: all 0.3s cubic-bezier(0.16, 1, 0.3, 1);
            display: inline-flex;
            align-items: center;
            gap: 8px;
            text-decoration: none;
        }

        .navbar-cta-dropdown .btn-alive-cta:hover {
            transform: translateY(-2px);
            box-shadow: 0 6px 20px rgba(255, 193, 7, 0.4);
            background: linear-gradient(135deg, #ffca2c, #f57c00);
            color: #1a252c;
        }

        /* Custom Dropdown Menu Styling */
        .navbar-cta-dropdown .dropdown-menu {
            border: none;
            border-radius: 16px;
            box-shadow: 0 15px 35px rgba(0, 0, 0, 0.12);
            padding: 10px;
            margin-top: 12px;
            background: #ffffff;
            animation: dropdownFade 0.3s ease;
        }

        @keyframes dropdownFade {
            from { opacity: 0; transform: translateY(10px); }
            to { opacity: 1; transform: translateY(0); }
        }

        .navbar-cta-dropdown .dropdown-item {
            border-radius: 10px;
            padding: 10px 15px;
            font-weight: 600;
            font-size: 0.92rem;
            color: #212529;
            transition: all 0.2s ease;
            display: flex;
            align-items: center;
            gap: 10px;
        }

        .navbar-cta-dropdown .dropdown-item i {
            font-size: 1.1rem;
            color: #ffc107;
            transition: transform 0.2s ease;
        }

        .navbar-cta-dropdown .dropdown-item:hover {
            background-color: #f8f9fa;
            color: #b78103;
            transform: translateX(4px);
        }

        .navbar-cta-dropdown .dropdown-item:hover i {
            transform: scale(1.15);
        }

        /* Fix Mobile Offcanvas Background & Layout */
        .offcanvas.offcanvas-end {
            position: fixed !important;
            top: 0 !important;
            right: 0 !important;
            width: 300px !important;
            max-width: 85vw !important;
            height: 100vh !important;
            z-index: 1050 !important;
        }

        .offcanvas.offcanvas-end.show {
            visibility: visible;
        }

        .offcanvas-backdrop {
            background-color: rgba(0, 0, 0, 0.5) !important;
        }

        /* 3. Hero Section - Professional Gray & Slate Theme */
        .hero-section {
            position: relative;
            /* Sophisticated dark-gray / charcoal professional overlay */
            background: linear-gradient(135deg, rgba(5, 5, 70, 0.92) 0%, rgba(52, 58, 64, 0.88) 100%), url('../images/chit-fund-bg.jpg') no-repeat center center;
            background-size: cover;
            color: #ffffff;
            min-height: 70vh;
            height: 85vh;
            display: flex;
            align-items: center;
            padding-top: 80px;
            overflow: hidden;
        }

        .hero-title{
            font-family: "Arimo", sans-serif;
            font-size: 68px;
            font-weight: 600;
            font-style: normal;
            color: #ffffff;
        }

        .hero-text{
            font-family: "Google Sans", sans-serif;
            font-size: 18px;
            font-weight: 400;
            font-style: normal;
            color: #e6e6e6;
        }

        /* Full Founder Image on Left without Box/Container */
        .founder-img-wrapper {
            position: relative;
            text-align: center;
            display: flex;
            justify-content: center;
            align-items: flex-end;
            height: 100%;
        }

        .founder-img {
            width: 100%;
            max-width: 380px;
            height: auto;
            object-fit: contain;
            /* Soft natural shadow that blends cleanly into the gray background */
            filter: drop-shadow(0 20px 30px rgba(0, 0, 0, 0.5));
            margin-bottom: -10px; /* Slight tuck for seamless alignment */
        }

        /* Yellow Rounded Buttons */
        .btn-gold {
            background-color: #ffc107;
            border-color: #ffc107;
            color: #1a1a1a;
            font-weight: 600;
            border-radius: 50rem; /* Full rounded pill */
            transition: all 0.3s ease;
            box-shadow: 0 8px 20px rgba(255, 193, 7, 0.3);
        }

        .btn-gold:hover {
            background-color: #e0a800;
            border-color: #d39e00;
            color: #1a1a1a;
            transform: translateY(-2px);
            box-shadow: 0 12px 25px rgba(255, 193, 7, 0.4);
        }

        .btn-outline-gold {
            color: #ffc107;
            border-color: #ffc107;
            font-weight: 600;
            border-radius: 50rem; /* Full rounded pill */
            transition: all 0.3s ease;
        }

        .btn-outline-gold:hover {
            background-color: #ffc107;
            color: #1a1a1a;
            transform: translateY(-2px);
            box-shadow: 0 12px 25px rgba(255, 193, 7, 0.2);
        }

        /* Mobile Adjustments */
        @media (max-width: 991.98px) {
            .hero-section {
                height: 90vh;
                min-height: 95vh;
                padding-top: 280px;
            }
            .founder-img {
                max-width: 360px;
                margin-bottom: 0;
            }

            .hero-title{
            font-family: "Arimo", sans-serif;
            font-size: 46px;
            font-weight: 600;
            font-style: normal;
            color: #ffffff;
            }

            .hero-text{
                font-family: "Google Sans", sans-serif;
                font-size: 18px;
                font-weight: 400;
                font-style: normal;
                color: #e6e6e6;
            }
        }

        /* 4. Refined Floating Action Buttons (Sequential Wave Effect) */
        /* Floating Action Buttons Wrapper */
        .floating-buttons {
            position: fixed;
            bottom: 30px;
            right: 30px;
            z-index: 1050;
            display: flex;
            flex-direction: column;
            gap: 12px;
        }

        .float-btn {
            width: 55px;
            height: 55px;
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            color: #ffffff;
            font-size: 1.4rem;
            box-shadow: 0 8px 25px rgba(0, 0, 0, 0.15);
            transition: all 0.3s cubic-bezier(0.16, 1, 0.3, 1);
            text-decoration: none;
            border: none;
            cursor: pointer;
        }

        .float-btn:hover {
            transform: scale(1.1);
            color: #ffffff;
        }

        .btn-whatsapp { background-color: #25d366; }
        .btn-call { background-color: #0d6efd; }
        .btn-location { background-color: #dc3545; }

        /* Branch WhatsApp Selector Popup Box */
        .whatsapp-popup-container {
            position: relative;
        }

        .whatsapp-branches-menu {
            position: absolute;
            bottom: 0;
            right: 70px;
            width: 240px;
            background: #ffffff;
            border-radius: 16px;
            box-shadow: 0 10px 30px rgba(0, 0, 0, 0.15);
            padding: 12px;
            display: none;
            opacity: 0;
            transform: translateY(10px);
            transition: all 0.3s ease;
            z-index: 1060;
            border: 1px solid rgba(0, 0, 0, 0.08);
        }

        .whatsapp-branches-menu.show {
            display: block;
            opacity: 1;
            transform: translateY(0);
        }

        .whatsapp-branches-menu .menu-title {
            font-size: 0.9rem;
            font-weight: 700;
            color: #075721;
            text-transform: uppercase;
            letter-spacing: 0.5px;
            padding: 4px 10px 8px 10px;
            border-bottom: 1px solid #055c13;
            margin-bottom: 6px;
        }

        .branch-link {
            display: flex;
            align-items: center;
            justify-content: space-between;
            padding: 8px 10px;
            color: #212529;
            text-decoration: none;
            font-size: 0.9rem;
            font-weight: 600;
            border-radius: 8px;
            transition: all 0.2s ease;
        }

        .branch-link i {
            color: #25d366;
            font-size: 1.1rem;
        }

        .branch-link:hover {
            background-color: #f8f9fa;
            color: #25d366;
            transform: translateX(3px);
        }

        /* 4. Welcome / About Section Styling */
        /* Welcome Section Customizations */
        .welcome-section {
            padding: 90px 0;
            background-color: #ffffff;
        }

        .welcome-badge {
            display: inline-block;
            background-color: rgba(25, 135, 84, 0.1);
            color: #198754;
            font-weight: 600;
            font-size: 0.85rem;
            padding: 8px 16px;
            border-radius: 50rem;
            margin-bottom: 15px;
            text-transform: uppercase;
            letter-spacing: 0.5px;
        }

        .welcome-heading {
            font-weight: 700;
            color: #061747;
            line-height: 1.3;
            margin-bottom: 20px;
        }

        .welcome-text {
            color: #495057;
            font-size: 1.05rem;
            line-height: 1.8;
            margin-bottom: 30px;
        }

        /* Decorative Background Shape for Desktop Image */
        .welcome-img-container {
            position: relative;
            padding: 20px;
        }

        .welcome-img-container::before {
            content: '';
            position: absolute;
            top: 0;
            left: 0;
            width: 85%;
            height: 85%;
            background: linear-gradient(135deg, rgba(255, 193, 7, 0.25), rgba(25, 135, 84, 0.15));
            border-radius: 24px;
            z-index: 1;
            transform: rotate(-4deg);
            transition: transform 0.3s ease;
        }

        .welcome-img-container:hover::before {
            transform: rotate(-6deg) scale(1.02);
        }

        .welcome-image-wrapper {
            position: relative;
            border-radius: 20px;
            overflow: hidden;
            box-shadow: 0 20px 40px rgba(0, 0, 0, 0.12);
            z-index: 2;
            background: #ffffff;
        }

        .welcome-image-wrapper img {
            width: 100%;
            height: auto;
            display: block;
            object-fit: cover;
        }

        /* Dedicated Minimal Animation Button (Black BG, Yellow Text) */
        .btn-welcome {
            background-color: #050946;
            color: #f7f5f2;
            border: 2px solid #cecdca;
            font-weight: 600;
            padding: 12px 30px;
            border-radius: 50rem;
            transition: all 0.3s cubic-bezier(0.16, 1, 0.3, 1);
            display: inline-block;
            text-decoration: none;
            box-shadow: 0 4px 15px rgba(0, 0, 0, 0.1);
        }

        .btn-welcome:hover {
            background-color: #ffc107;
            color: #212529;
            border-color: #ffc107;
            transform: translateY(-3px);
            box-shadow: 0 8px 25px rgba(255, 193, 7, 0.3);
        }

        /* Mobile Adjustments */
        @media (max-width: 991.98px) {
            .welcome-section {
                padding: 60px 0;
                text-align: left !important; /* Force left alignment on mobile */
            }
        }

        .chit-packages-section {
            padding: 50px 0 80px 0; /* Added bottom padding so the button sits comfortably inside */
            background: linear-gradient(180deg, #ffffff 0%, #ffffff 100%);
            position: relative;
            overflow: hidden;
        }

        .section-header-title {
            font-weight: 700;
            color: #212529;
            margin-bottom: 15px;
        }

        .section-header-sub {
            color: #6c757d;
            font-size: 1.05rem;
            max-width: 650px;
            margin: 0 auto 60px auto;
        }

        /* Premium Chit Card */
        .chit-card {
            background: #ffffff;
            border-radius: 24px;
            border: 1px solid rgba(0, 0, 0, 0.06);
            box-shadow: 0 15px 35px rgba(0, 0, 0, 0.06);
            transition: all 0.4s cubic-bezier(0.16, 1, 0.3, 1);
            position: relative;
            overflow: hidden;
            height: 100%;
            display: flex;
            flex-direction: column;
            opacity: 0;
            transform: translateY(30px);
            animation: cardEntrance 0.8s cubic-bezier(0.16, 1, 0.3, 1) forwards;
        }

        /* Stagger card animations */
        .col-xl-3:nth-child(1) .chit-card { animation-delay: 0.1s; }
        .col-xl-3:nth-child(2) .chit-card { animation-delay: 0.2s; }
        .col-xl-3:nth-child(3) .chit-card { animation-delay: 0.3s; }
        .col-xl-3:nth-child(4) .chit-card { animation-delay: 0.4s; }

        @keyframes cardEntrance {
            to {
                opacity: 1;
                transform: translateY(0);
            }
        }

        .chit-card:hover {
            transform: translateY(-10px);
            box-shadow: 0 25px 50px rgba(0, 0, 0, 0.12), 0 0 20px rgba(255, 193, 7, 0.15);
            border-color: rgba(255, 193, 7, 0.5);
        }

        /* Luxury Header */
        .chit-card-header {
            background: linear-gradient(135deg, #1a252c 0%, #2c3e50 100%);
            color: #ffffff;
            padding: 28px 20px;
            text-align: center;
            position: relative;
            border-bottom: 3px solid #ffc107;
        }

        .chit-card-header span {
            font-size: 0.8rem;
            text-transform: uppercase;
            letter-spacing: 1.5px;
            color: #adb5bd;
            font-weight: 600;
            display: block;
            margin-bottom: 5px;
        }

        .chit-card-header h3 {
            font-size: 1.9rem;
            font-weight: 800;
            color: #ffc107;
            margin: 0;
            letter-spacing: -0.5px;
        }

        /* Body Styling */
        .chit-card-body {
            padding: 28px 24px;
            flex-grow: 1;
            display: flex;
            flex-direction: column;
            justify-content: space-between;
        }

        .chit-feature-row {
            display: flex;
            justify-content: space-between;
            align-items: center;
            padding: 14px 0;
            border-bottom: 1px dashed #e9ecef;
        }

        .chit-feature-row:last-child {
            border-bottom: none;
        }

        .chit-feature-label {
            color: #6c757d;
            font-size: 0.95rem;
            font-weight: 500;
        }

        .chit-feature-value {
            font-weight: 700;
            color: #212529;
            font-size: 1.05rem;
        }

        /* Dividend Highlight Box */
        .chit-dividend-highlight {
            background: linear-gradient(135deg, rgba(25, 135, 84, 0.06), rgba(25, 135, 84, 0.12));
            border: 1px solid rgba(25, 135, 84, 0.15);
            border-radius: 14px;
            padding: 14px 16px;
            margin-top: 18px;
            text-align: center;
        }

        .chit-dividend-highlight span {
            display: block;
            font-size: 0.75rem;
            color: #198754;
            text-transform: uppercase;
            font-weight: 700;
            letter-spacing: 0.5px;
            margin-bottom: 3px;
        }

        .chit-dividend-highlight strong {
            font-size: 1.25rem;
            color: #157347;
            font-weight: 800;
        }

        /* Footer & Join Button */
        .chit-card-footer {
            padding: 20px 24px 24px 24px;
            background: #ffffff;
            border-top: none;
            text-align: center;
        }
        /* Keyframe Animations */
        @keyframes scaleUp {
            0% { transform: scale(0.7); opacity: 0; }
            100% { transform: scale(1); opacity: 1; }
        }

        @keyframes fadeOut {
            0% { opacity: 1; visibility: visible; }
            100% { opacity: 0; visibility: hidden; }
        }

        @keyframes fadeIn {
            0% { opacity: 0; transform: translateY(10px); }
            100% { opacity: 1; transform: translateY(0); }
        }

        @keyframes pulseWave {
            0% { transform: scale(1); opacity: 0.6; }
            50% { transform: scale(1.45); opacity: 0; }
            100% { transform: scale(1); opacity: 0; }
        }

        /* Smooth Entrance Keyframes */
        @keyframes slideInLeft {
            from {
                opacity: 0;
                transform: translateX(-40px);
            }
            to {
                opacity: 1;
                transform: translateX(0);
            }
        }

        @keyframes slideInRight {
            from {
                opacity: 0;
                transform: translateX(40px);
            }
            to {
                opacity: 1;
                transform: translateX(0);
            }
        }

        @keyframes fadeInUp {
            from {
                opacity: 0;
                transform: translateY(20px);
            }
            to {
                opacity: 1;
                transform: translateY(0);
            }
        }

        /* Apply Animations to Hero Elements */
        .hero-section .founder-img-wrapper {
            animation: slideInLeft 1s cubic-bezier(0.16, 1, 0.3, 1) forwards;
        }

        .hero-section .col-lg-7 {
            animation: slideInRight 1s cubic-bezier(0.16, 1, 0.3, 1) forwards;
        }

        /* Subtle delay for inner content elements */
        .hero-section .badge {
            animation: fadeInUp 0.8s ease 0.2s backwards;
        }

        .hero-section h1 {
            animation: fadeInUp 0.8s ease 0.3s backwards;
        }

        .hero-section p.lead {
            animation: fadeInUp 0.8s ease 0.4s backwards;
        }

        .hero-section .d-flex {
            animation: fadeInUp 0.8s ease 0.5s backwards;
        }

        /* Mobile adjustment for animations */
        @media (max-width: 991.98px) {
            .hero-section .founder-img-wrapper,
            .hero-section .col-lg-7 {
                animation: fadeInUp 1s cubic-bezier(0.16, 1, 0.3, 1) forwards;
            }
        }

        /* 6. Modern Banking Style: How It Works */
        .how-it-works-section {
            padding: 110px 0;
            background: linear-gradient(180deg, #ffffff 0%, #f4f6f9 100%);
            position: relative;
        }

        .banking-steps-grid {
            position: relative;
            margin-top: 50px;
        }

        /* Connecting horizontal timeline line across desktop */
        @media (min-width: 992px) {
            .banking-steps-grid::before {
                content: '';
                position: absolute;
                top: 45px;
                left: 10%;
                right: 10%;
                height: 2px;
                background: linear-gradient(90deg, rgba(255,193,7,0.2), rgba(25,135,84,0.4), rgba(255,193,7,0.2));
                z-index: 1;
            }
        }

        .bank-step-card {
            background: #ffffff;
            border-radius: 20px;
            padding: 35px 25px;
            text-align: center;
            height: 100%;
            border: 2px solid rgba(0, 0, 0, 0.06);
            box-shadow: 0 10px 30px rgba(0, 0, 0, 0.03);
            position: relative;
            z-index: 2;
            transition: all 0.4s cubic-bezier(0.16, 1, 0.3, 1);
        }

        .bank-step-card:hover {
            transform: translateY(-8px);
            border-color: #ffc107;
            box-shadow: 0 20px 45px rgba(0, 0, 0, 0.08), 0 0 15px rgba(255, 193, 7, 0.15);
        }

        .bank-step-header {
            display: flex;
            align-items: center;
            justify-content: center;
            margin-bottom: 25px;
            position: relative;
        }

        .bank-icon-badge {
            width: 75px;
            height: 75px;
            background: linear-gradient(135deg, #0d0855, #f8b82f);
            color: #ffc107;
            border-radius: 18px;
            display: flex;
            align-items: center;
            justify-content: center;
            font-size: 1.8rem;
            box-shadow: 0 10px 20px rgba(0, 0, 0, 0.1);
            transition: all 0.3s ease;
            position: relative;
        }

        .bank-step-card:hover .bank-icon-badge {
            background: linear-gradient(135deg, #ffc107, #e0a800);
            color: #1a252c;
            transform: scale(1.05) rotate(3deg);
        }

        .bank-step-number {
            position: absolute;
            top: -8px;
            right: -8px;
            background: #198754;
            color: #ffffff;
            font-size: 0.75rem;
            font-weight: 800;
            width: 24px;
            height: 24px;
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            border: 2px solid #ffffff;
            box-shadow: 0 2px 5px rgba(0,0,0,0.1);
        }

        .bank-step-title {
            font-size: 1.15rem;
            font-weight: 700;
            color: #0b2058;
            margin-bottom: 12px;
            letter-spacing: -0.3px;
        }

        .bank-step-desc {
            color: #6c757d;
            font-size: 0.92rem;
            line-height: 1.6;
            margin: 0;
        }

        /* 7. Call to Action (CTA) Section Styling */
        /* 7. Modern Fintech CTA Section with Connection Network Animation */
        .cta-section {
            padding: 110px 0;
            background: linear-gradient(135deg, #040f4d 0%, #080733 100%);
            position: relative;
            overflow: hidden;
            color: #ffffff;
            text-align: center;
        }

        /* Background Connection Nodes Animation */
        .cta-section::before,
        .cta-section::after {
            content: '';
            position: absolute;
            width: 400px;
            height: 400px;
            background: radial-gradient(circle, rgba(255, 193, 7, 0.12) 0%, transparent 70%);
            border-radius: 50%;
            z-index: 1;
            animation: pulseConnection 8s infinite alternate ease-in-out;
        }

        .cta-section::before {
            top: -150px;
            left: -100px;
        }

        .cta-section::after {
            bottom: -150px;
            right: -100px;
            animation-delay: 4s;
        }

        @keyframes pulseConnection {
            0% {
                transform: scale(1) translate(0, 0);
                opacity: 0.4;
            }
            100% {
                transform: scale(1.3) translate(30px, 20px);
                opacity: 0.8;
            }
        }

        .cta-content-wrapper {
            position: relative;
            z-index: 2;
            max-width: 800px;
            margin: 0 auto;
        }

        .cta-title {
            font-size: 2.5rem;
            font-weight: 800;
            color: #ffffff;
            margin-bottom: 20px;
            letter-spacing: -0.5px;
        }

        .cta-title span {
            color: #ffc107;
        }

        .cta-desc {
            font-size: 1.1rem;
            color: #94a3b8;
            line-height: 1.7;
            margin-bottom: 35px;
        }

        /* 8. Professional Footer Styling */
        .site-footer {
            background-color: #eee132;
            color:  #020308;
            padding: 80px 0 30px 0;
            font-size: 0.95rem;
        }

        .footer-heading {
            color: #0b025a;
            font-size: 1.15rem;
            font-weight: 700;
            margin-bottom: 25px;
            position: relative;
            padding-bottom: 10px;
        }

        .footer-heading::after {
            content: '';
            position: absolute;
            left: 0;
            bottom: 0;
            width: 35px;
            height: 2px;
            background-color: #ffc107;
        }

        .footer-links {
            list-style: none;
            padding: 0;
            margin: 0;
        }

        .footer-links li {
            margin-bottom: 12px;
        }

        .footer-links a {
            color: #020308;
            text-decoration: none;
            transition: color 0.3s ease;
        }

        .footer-links a:hover {
            color: #ffc107;
            padding-left: 5px;
        }

        .footer-contact-info li {
            display: flex;
            align-items: flex-start;
            margin-bottom: 15px;
            color:  #020308;
        }

        .footer-contact-info i {
            color: #ffc107;
            margin-right: 12px;
            font-size: 1.1rem;
            margin-top: 2px;
        }

        .footer-bottom {
            border-top: 1px solid rgba(255, 255, 255, 0.08);
            padding-top: 25px;
            margin-top: 60px;
            text-align: center;
            font-size: 0.85rem;
            color: #020308;
        }

        /* Compact About Hero Section */
        .about-hero-section {
            padding: 120px 0 60px 0;
            background: linear-gradient(135deg, #040f4d 0%, #080733 100%);
            color: #ffffff;
            text-align: center;
        }

        .about-hero-title {
            font-size: 2.8rem;
            font-weight: 800;
            color: #ffffff;
            letter-spacing: -0.5px;
            margin-bottom: 10px;
        }

        .about-hero-title span {
            color: #ffc107;
        }

        /* About Main Content Section */
        .about-content-section {
            padding: 80px 0;
            background-color: #ffffff;
        }

        .about-lead-box {
            background: #f8f9fa;
            border-left: 5px solid #ffc107;
            padding: 35px;
            border-radius: 0 20px 20px 0;
            box-shadow: 0 10px 30px rgba(0, 0, 0, 0.03);
            margin-bottom: 80px;
        }

        .about-lead-text {
            color: #495057;
            font-size: 1.15rem;
            line-height: 1.8;
            margin: 0;
        }

        /* 3-Card Grid Styles */
        .about-card-item {
            background: #ffffff;
            border-radius: 20px;
            padding: 35px 25px;
            text-align: center;
            height: 100%;
            border: 1px solid rgba(0, 0, 0, 0.06);
            box-shadow: 0 10px 30px rgba(0, 0, 0, 0.04);
            transition: all 0.4s cubic-bezier(0.16, 1, 0.3, 1);
            display: flex;
            flex-direction: column;
            justify-content: space-between;
        }

        .about-card-item:hover {
            transform: translateY(-8px);
            border-color: #ffc107;
            box-shadow: 0 20px 45px rgba(0, 0, 0, 0.08), 0 0 15px rgba(255, 193, 7, 0.15);
        }

        .about-card-icon {
            width: 70px;
            height: 70px;
            background: linear-gradient(135deg, #1a252c, #2c3e50);
            color: #ffc107;
            border-radius: 18px;
            display: flex;
            align-items: center;
            justify-content: center;
            font-size: 1.8rem;
            margin: 0 auto 20px auto;
            box-shadow: 0 8px 20px rgba(0, 0, 0, 0.1);
            transition: all 0.3s ease;
        }

        .about-card-item:hover .about-card-icon {
            background: linear-gradient(135deg, #ffc107, #e0a800);
            color: #1a252c;
            transform: scale(1.05) rotate(3deg);
        }

        .about-card-title {
            font-size: 1.25rem;
            font-weight: 700;
            color: #212529;
            margin-bottom: 12px;
        }

        .about-card-desc {
            color: #6c757d;
            font-size: 0.95rem;
            line-height: 1.6;
            margin-bottom: 25px;
        }
        /* 4. Professional About Overview Section Styling */
        .about-overview-section {
            padding: 110px 0;
            background: linear-gradient(180deg, #f8f9fa 0%, #ffffff 100%);
            position: relative;
        }

        .about-visual-container {
            position: relative;
            padding: 20px 20px 40px 20px;
        }

        .about-image-card {
            position: relative;
            border-radius: 24px;
            overflow: hidden;
            box-shadow: 0 25px 50px rgba(0, 0, 0, 0.12);
            border: 4px solid #ffffff;
            background: #ffffff;
        }

        .about-image-card img {
            width: 100%;
            height: auto;
            display: block;
            object-fit: cover;
            transition: transform 0.5s ease;
        }

        .about-image-card:hover img {
            transform: scale(1.03);
        }

        /* Floating Experience Card */
        .about-experience-badge {
            position: absolute;
            bottom: 0;
            right: 10px;
            background: linear-gradient(135deg, #1a252c, #2c3e50);
            color: #ffffff;
            padding: 20px 25px;
            border-radius: 18px;
            box-shadow: 0 15px 35px rgba(0, 0, 0, 0.2);
            border: 3px solid #ffffff;
            text-align: center;
            z-index: 3;
        }

        .about-experience-badge .exp-number {
            display: block;
            font-size: 1.8rem;
            font-weight: 800;
            color: #ffc107;
            line-height: 1;
            margin-bottom: 4px;
        }

        .about-experience-badge .exp-text {
            font-size: 0.8rem;
            font-weight: 600;
            color: #cbd5e1;
            text-transform: uppercase;
            letter-spacing: 0.5px;
        }

        /* Feature Sub-boxes */
        .about-feature-box {
            background: #ffffff;
            padding: 20px;
            border-radius: 16px;
            border: 1px solid rgba(0, 0, 0, 0.05);
            box-shadow: 0 8px 20px rgba(0, 0, 0, 0.02);
            height: 100%;
            transition: all 0.3s ease;
        }

        .about-feature-box:hover {
            transform: translateY(-5px);
            border-color: #ffc107;
            box-shadow: 0 12px 30px rgba(0, 0, 0, 0.06);
        }

        .feature-title {
            font-size: 1rem;
            font-weight: 700;
            color: #212529;
            margin-bottom: 6px;
        }

        .feature-desc {
            font-size: 0.88rem;
            color: #6c757d;
            line-height: 1.5;
        }

        /* Mobile Adjustments */
        @media (max-width: 991.98px) {
            .about-overview-section {
                padding: 70px 0;
            }
            .about-visual-container {
                padding: 10px 10px 30px 10px;
            }
            .about-experience-badge {
                right: 20px;
                padding: 15px 20px;
            }
        }

        /* Professional About Overview Section Styling */
        .about-overview-section {
            padding: 110px 0;
            background: linear-gradient(180deg, #f8f9fa 0%, #ffffff 100%);
            position: relative;
        }

        .about-visual-container {
            position: relative;
            padding: 20px 20px 40px 20px;
        }

        .about-image-card {
            position: relative;
            border-radius: 24px;
            overflow: hidden;
            box-shadow: 0 25px 50px rgba(0, 0, 0, 0.12);
            border: 4px solid #ffffff;
            background: #ffffff;
        }

        .about-image-card img {
            width: 100%;
            height: auto;
            display: block;
            object-fit: cover;
            transition: transform 0.5s ease;
        }

        .about-image-card:hover img {
            transform: scale(1.03);
        }

        /* Floating Experience Card */
        .about-experience-badge {
            position: absolute;
            bottom: 0;
            right: 10px;
            background: linear-gradient(135deg, #1a252c, #2c3e50);
            color: #ffffff;
            padding: 20px 25px;
            border-radius: 18px;
            box-shadow: 0 15px 35px rgba(0, 0, 0, 0.2);
            border: 3px solid #ffffff;
            text-align: center;
            z-index: 3;
        }

        .about-experience-badge .exp-number {
            display: block;
            font-size: 1.8rem;
            font-weight: 800;
            color: #ffc107;
            line-height: 1;
            margin-bottom: 4px;
        }

        .about-experience-badge .exp-text {
            font-size: 0.8rem;
            font-weight: 600;
            color: #cbd5e1;
            text-transform: uppercase;
            letter-spacing: 0.5px;
        }

        .welcome-badge {
            display: inline-block;
            background-color: rgba(25, 135, 84, 0.1);
            color: #198754;
            font-weight: 600;
            font-size: 0.85rem;
            padding: 8px 16px;
            border-radius: 50rem;
            margin-bottom: 15px;
            text-transform: uppercase;
            letter-spacing: 0.5px;
        }

        .welcome-heading {
            font-weight: 700;
            color: #212529;
            line-height: 1.3;
            margin-bottom: 20px;
        }

        .welcome-text {
            color: #495057;
            font-size: 1.02rem;
            line-height: 1.7;
            margin-bottom: 20px;
        }

        /* Mobile Adjustments */
        @media (max-width: 991.98px) {
            .about-overview-section {
                padding: 70px 0;
            }
            .about-visual-container {
                padding: 10px 10px 30px 10px;
            }
            .about-experience-badge {
                right: 20px;
                padding: 15px 20px;
            }
        }

        /* Smooth Interactive Card Styles */
        .feature-card-item {
            background: #ffffff;
            border: 1px solid rgba(0, 0, 0, 0.06);
            border-radius: 20px;
            padding: 35px 25px;
            transition: all 0.4s cubic-bezier(0.16, 1, 0.3, 1);
            position: relative;
            overflow: hidden;
        }

        .feature-card-item::before {
            content: '';
            position: absolute;
            top: 0;
            left: 0;
            width: 100%;
            height: 4px;
            background: linear-gradient(90deg, #ffc107, #ff9800);
            opacity: 0;
            transition: opacity 0.3s ease;
        }

        .feature-card-item:hover {
            transform: translateY(-8px);
            box-shadow: 0 20px 40px rgba(0, 0, 0, 0.08), 0 0 15px rgba(255, 193, 7, 0.12);
            border-color: rgba(255, 193, 7, 0.4);
        }

        .feature-card-item:hover::before {
            opacity: 1;
        }

        /* Animated Icon Wrapper */
        .feature-icon-box {
            width: 65px;
            height: 65px;
            background: rgba(255, 193, 7, 0.1);
            color: #ffc107;
            border-radius: 16px;
            display: flex;
            align-items: center;
            justify-content: center;
            font-size: 1.5rem;
            margin: 0 auto 20px auto;
            transition: all 0.4s cubic-bezier(0.16, 1, 0.3, 1);
        }

        .feature-card-item:hover .feature-icon-box {
            background: #ffc107;
            color: #1a252c;
            transform: scale(1.1) rotate(5deg);
            box-shadow: 0 10px 20px rgba(255, 193, 7, 0.3);
        }

        /* Horizontal Feature Card Variant */
        .feature-card-horizontal {
            background: #ffffff;
            border: 1px solid rgba(0, 0, 0, 0.06);
            border-radius: 20px;
            padding: 25px 30px;
            transition: all 0.4s cubic-bezier(0.16, 1, 0.3, 1);
            display: flex;
            align-items: center;
            gap: 20px;
        }

        .feature-card-horizontal:hover {
            transform: translateY(-5px);
            box-shadow: 0 15px 35px rgba(0, 0, 0, 0.06);
            border-color: #ffc107;
        }

        .feature-card-horizontal:hover .feature-icon-box {
            background: #ffc107;
            color: #1a252c;
            transform: scale(1.08);
        }


        /* Certificates Hero Section */
        .cert-hero-section {
            padding: 120px 0 60px 0;
            background: linear-gradient(135deg, #11181d 0%, #1f2937 100%);
            color: #ffffff;
            text-align: center;
        }

        .cert-hero-title {
            font-size: 2.8rem;
            font-weight: 800;
            color: #ffffff;
            letter-spacing: -0.5px;
            margin-bottom: 10px;
        }

        .cert-hero-title span {
            color: #ffc107;
        }

        /* Certificate Cards Grid Section */
        .cert-content-section {
            padding: 80px 0;
            background-color: #f8f9fa;
        }

        .cert-card-item {
            background: #ffffff;
            border-radius: 20px;
            padding: 35px 25px;
            text-align: center;
            height: 100%;
            border: 1px solid rgba(0, 0, 0, 0.06);
            box-shadow: 0 10px 30px rgba(0, 0, 0, 0.04);
            transition: all 0.4s cubic-bezier(0.16, 1, 0.3, 1);
            display: flex;
            flex-direction: column;
            justify-content: space-between;
            position: relative;
            overflow: hidden;
        }

        .cert-card-item::before {
            content: '';
            position: absolute;
            top: 0;
            left: 0;
            width: 100%;
            height: 4px;
            background: linear-gradient(90deg, #ffc107, #ff9800);
            opacity: 0;
            transition: opacity 0.3s ease;
        }

        .cert-card-item:hover {
            transform: translateY(-8px);
            box-shadow: 0 20px 40px rgba(0, 0, 0, 0.08), 0 0 15px rgba(255, 193, 7, 0.12);
            border-color: rgba(255, 193, 7, 0.4);
        }

        .cert-card-item:hover::before {
            opacity: 1;
        }

        .cert-card-icon {
            width: 75px;
            height: 75px;
            background: rgba(255, 193, 7, 0.1);
            color: #ffc107;
            border-radius: 20px;
            display: flex;
            align-items: center;
            justify-content: center;
            font-size: 2rem;
            margin: 0 auto 20px auto;
            transition: all 0.4s cubic-bezier(0.16, 1, 0.3, 1);
        }

        .cert-card-item:hover .cert-card-icon {
            background: #ffc107;
            color: #1a252c;
            transform: scale(1.1) rotate(5deg);
            box-shadow: 0 10px 20px rgba(255, 193, 7, 0.3);
        }

        .cert-card-title {
            font-size: 1.25rem;
            font-weight: 700;
            color: #212529;
            margin-bottom: 12px;
        }

        .cert-card-desc {
            color: #6c757d;
            font-size: 0.93rem;
            line-height: 1.6;
            margin-bottom: 25px;
        }

        /* Schemes Hero Section */
        .schemes-hero-section {
            padding: 120px 0 60px 0;
            background: linear-gradient(135deg, #11181d 0%, #1f2937 100%);
            color: #ffffff;
            text-align: center;
        }

        .schemes-hero-title {
            font-size: 2.8rem;
            font-weight: 800;
            color: #ffffff;
            letter-spacing: -0.5px;
            margin-bottom: 10px;
        }

        .schemes-hero-title span {
            color: #ffc107;
        }

        /* Chit Schemes Body Section */
        .schemes-content-section {
            padding: 80px 0;
            background-color: #f8f9fa;
        }

        /* Scheme Pricing Card */
        .scheme-card-item {
            background: #ffffff;
            border-radius: 20px;
            padding: 35px 30px;
            height: 100%;
            border: 1px solid rgba(0, 0, 0, 0.06);
            box-shadow: 0 10px 30px rgba(0, 0, 0, 0.04);
            transition: all 0.4s cubic-bezier(0.16, 1, 0.3, 1);
            display: flex;
            flex-direction: column;
            justify-content: space-between;
            position: relative;
            overflow: hidden;
        }

        .scheme-card-item::before {
            content: '';
            position: absolute;
            top: 0;
            left: 0;
            width: 100%;
            height: 4px;
            background: linear-gradient(90deg, #ffc107, #ff9800);
            opacity: 0;
            transition: opacity 0.3s ease;
        }

        .scheme-card-item:hover {
            transform: translateY(-8px);
            box-shadow: 0 20px 40px rgba(0, 0, 0, 0.08), 0 0 15px rgba(255, 193, 7, 0.12);
            border-color: rgba(255, 193, 7, 0.4);
        }

        .scheme-card-item:hover::before {
            opacity: 1;
        }

        .scheme-amount-badge {
            display: inline-block;
            background: rgba(255, 193, 7, 0.12);
            color: #b78103;
            font-weight: 700;
            font-size: 0.85rem;
            padding: 6px 14px;
            border-radius: 50rem;
            margin-bottom: 15px;
            text-transform: uppercase;
        }

        .scheme-price {
            font-size: 2rem;
            font-weight: 800;
            color: #11181d;
            margin-bottom: 20px;
        }

        .scheme-features-list {
            list-style: none;
            padding: 0;
            margin: 0 0 25px 0;
        }

        .scheme-features-list li {
            display: flex;
            align-items: center;
            margin-bottom: 12px;
            color: #495057;
            font-size: 0.93rem;
        }

        .scheme-features-list i {
            color: #ffc107;
            margin-right: 10px;
            font-size: 1.1rem;
        }

        /* Scheme Card Buttons Container */
        .scheme-btn-group {
            display: flex;
            gap: 10px;
            margin-top: 20px;
        }

        /* Call Button (Blue) */
        .btn-scheme-call {
            background-color: #0d6efd;
            border-color: #0d6efd;
            color: #ffffff;
            font-weight: 700;
            border-radius: 50rem;
            padding: 10px 15px;
            font-size: 0.9rem;
            transition: all 0.3s ease;
            flex: 1;
            display: flex;
            align-items: center;
            justify-content: center;
            gap: 6px;
            text-decoration: none;
            box-shadow: 0 4px 12px rgba(13, 110, 253, 0.2);
        }

        .btn-scheme-call:hover {
            background-color: #121213;
            border-color: #39393a;
            color: #ffffff;
            transform: translateY(-2px);
            box-shadow: 0 6px 15px rgba(13, 22, 36, 0.3);
        }

        /* WhatsApp Button (Green) */
        .btn-scheme-whatsapp {
            background-color: #198754;
            border-color: #198754;
            color: #ffffff;
            font-weight: 700;
            border-radius: 50rem;
            padding: 10px 15px;
            font-size: 0.9rem;
            transition: all 0.3s ease;
            flex: 1;
            display: flex;
            align-items: center;
            justify-content: center;
            gap: 6px;
            text-decoration: none;
            box-shadow: 0 4px 12px rgba(25, 135, 84, 0.2);
        }

        .btn-scheme-whatsapp:hover {
            background-color: #157347;
            border-color: #146c43;
            color: #ffffff;
            transform: translateY(-2px);
            box-shadow: 0 6px 15px rgba(25, 135, 84, 0.3);
        }

        /* Terms Hero Section */
        .terms-hero-section {
            padding: 120px 0 60px 0;
            background: linear-gradient(135deg, #11181d 0%, #1f2937 100%);
            color: #ffffff;
            text-align: center;
        }

        .terms-hero-title {
            font-size: 2.8rem;
            font-weight: 800;
            color: #ffffff;
            letter-spacing: -0.5px;
            margin-bottom: 10px;
        }

        .terms-hero-title span {
            color: #ffc107;
        }

        /* Terms Body Section */
        .terms-content-section {
            padding: 80px 0;
            background-color: #f8f9fa;
        }

        /* Rule Card Item */
        .term-card-item {
            background: #ffffff;
            border-radius: 20px;
            padding: 30px;
            height: 100%;
            border: 1px solid rgba(0, 0, 0, 0.06);
            box-shadow: 0 10px 30px rgba(0, 0, 0, 0.04);
            transition: all 0.4s cubic-bezier(0.16, 1, 0.3, 1);
            display: flex;
            gap: 20px;
            align-items: flex-start;
            position: relative;
            overflow: hidden;
        }

        .term-card-item::before {
            content: '';
            position: absolute;
            top: 0;
            left: 0;
            width: 4px;
            height: 100%;
            background: linear-gradient(180deg, #ffc107, #ff9800);
            opacity: 0;
            transition: opacity 0.3s ease;
        }

        .term-card-item:hover {
            transform: translateY(-5px);
            box-shadow: 0 15px 35px rgba(0, 0, 0, 0.08);
            border-color: rgba(255, 193, 7, 0.4);
        }

        .term-card-item:hover::before {
            opacity: 1;
        }

        .term-icon-box {
            width: 50px;
            height: 50px;
            background: rgba(255, 193, 7, 0.12);
            color: #b78103;
            border-radius: 14px;
            display: flex;
            align-items: center;
            justify-content: center;
            font-size: 1.3rem;
            flex-shrink: 0;
            transition: all 0.3s ease;
        }

        .term-card-item:hover .term-icon-box {
            background: #ffc107;
            color: #1a252c;
            transform: scale(1.05);
        }

        .term-card-title {
            font-size: 1.1rem;
            font-weight: 700;
            color: #212529;
            margin-bottom: 8px;
        }

        .term-card-desc {
            color: #596573;
            font-size: 0.95rem;
            line-height: 1.6;
            margin: 0;
        }